Professional Scenario Analyzer

Loan Scenario Analyzer

Agency & Non-QM (Mega/AAA/AmWest) / 全方位貸款方案智能快篩

1. General Information (基本條件)
2. Valuation & Calculation (估值與貸款額度試算)
$
$
I know my Down Payment 我已知要放多少自備款
Calculate Max Loan Limit 我不知最多能貸多少錢
$
$

💡 此模式固定以 DSCR 1.0 門檻進行最高額度反推

$

Ready for a Custom Quote?
準備好獲取精確報價了嗎？

Enter your details below to get today’s best locked-in rate.
請留下聯絡方式，Mico 將為您鎖定今日最佳利率。

Copyright © 2026 Mico Chen. All rights reserved.

Disclaimer / 免責聲明：

Results from this calculator are for preliminary reference only. Interest rates, guidelines, and LLPAs are subject to daily fluctuations. Final approval is based on Underwriting and the active Rate Sheet on the day of lock.

* Tax & Insurance (T&I) Estimation: The calculator generalized T&I at 1.5% of the property value annually. Actual amounts will vary based on county tax assessments and insurance policies.

本系統試算結果僅供初步參考。每日市場利率、銀行審核標準 (Guidelines) 及 LLPA 價格皆可能變動。實際核貸條件請以各家銀行之審核結果與當日 Rate Sheet 為準。
* 系統計算之稅險 (T&I) 係以房屋現值之 1.5% 進行概算。實際金額將依物業所在之郡縣 (County) 稅率及個人保單為準。

Scroll to Top